Make a Plan to Conserve Time and Money

Most people will agree if they had more time and money they would be happier at work and home.  It is the little things everyday that consume our time and money.  Do not wait for an entire day to clear out clutter and get organized.  Deal with clutter daily.  If you spend more money than you earn, eventually you will face financial disaster.  Plan ahead with a workable budget.  Conserve time and money on a daily basis and eventually you will have what you need.  Below are some tips to help you save time and money.

  •  Before you buy something, think about where it will live or do not make the purchase.
  • Create a fun fund.  Each day remove the change out of your wallet and your husband’s pocket into a jar.  When the jar is full take the family out for a social outing.
  • Do not use credit cards everyday, instead pay by cash to avoid debt accumulation and time spent paying credit card bills.
  • Do not work late every night at the office if it creates organization disaster at home.
  • If you maintain on a daily basis you will control your time better.
  • Create a paper zone in your kitchen.  This would include papers such as school papers, sporting schedules, house chores, phone directories, scouting information, etc.  Keep papers in a file box, tiered tray on the counter, or labeled colored-coded folders in a drawer.  Make sure these papers are easily accessible.
  • As you unload groceries put them immediately into the pantry and refrigerator.  Make sure your pantry and refrigerator are at eighty-percent capacity so there is room for new grocery items.
  • Take clothes immediately out of the dryer, fold them, and put them away.
  • Avoid ironing by taking damp clothing out of the dryer and giving them a brief shake.
  • Put your glass in the dishwasher instead of allowing dishes to pile up in the sink.  Train your family to do the same.
  • Wash sheets and put them immediately back on the bed.  This will save time folding and stacking them in the linen closet.
  • Assign chores to each family member so the entire burden does not fall on ‘Mom.’
  • Follow a workable routine each day.  You will become more proficient at something you do on a regular basis.  Start the day by having everyone make their own bed and putting their breakfast dishes in the dishwasher.  As household manager you will have more time.
  • Buy items in bulk to save money.  This would include paper towels, canned goods, toiletries, and freezer items.

“Stock your account with time and money for a rainy day!”



About Diana Koenig