Stretch Your Dollar So You Will Have More Money Each Month

Most households would benefit from a little extra money in the piggy bank. More efficient ways of functioning will help you manage your household and also save money.   A dollar saved is a dollar earned for another item.

Save money on cleaning chemicals.  Micro fiber can clean many surfaces without the use of chemicals. Use micro fiber to clean your windows and mirrors. Micro fiber products are machine washable and should air dry. Use lambs wool to dust.  This fiber grabs the dust without using harsh chemicals.  Shake your duster outside at the end of the day.   Use an equal vinegar and water mixture to clean floors.

Limit the use of disposable items such as paper plates, paper cups, and zip lock bags.  Instead use items such as bread bags, grocery store bags and washable coffee filters.  Foil can be washed and reused several times.

Help your freezer and refrigerator functional efficiently.  You will save energy if you vacuum the coils and keep these appliances in a cool area.  Direct sunlight and hot garages will cause your appliance to work harder to cool. 

In summer months run the dishwasher in the evening and use the outside grill or cook on top of the stove.  Limit the use of the oven.  The oven and dishwasher will heat your kitchen requiring more energy on your air conditioning unit.

Turn off lights, radios, and televisions when they are not being used. Wash full loads of clothing using the cold setting.  You only need to use the hot water to clean sheets and towels when someone is ill.

Rent books and videos from the library because they are free.  Keep them in a basket by the door and return them on time to avoid late fees.

Check windows and doors for a draft.  You may need to caulk some areas.  Cover windows with curtains, blinds, or shades.  This will help keep the cold out in the winter and heat out in the summer.  On cold, sunny winter days open the curtains and allow the sunshine to heat the room.

Buy food that will be easy to pack into lunches.  Eating out regularly is costly.  Take time to eat a healthy breakfast every morning.

Buy food in bulk at the store.  Buying larger quantities will save you money.  Shop for sales from several local grocery stores. Keep your pantry and refrigerator organized so you know what you have.

Get organized.  Pay bills on time to avoid interest and late fees.  

Price shop every 3-6 months to make sure you are getting the best deal on bills such as house phone, cell phone, car insurance, Internet, cable, direct T.V., credit cards, and loans.

Shop at garage sales, resale shops, or discount stores for children’s clothing.  You do not want to make an expensive investment on clothing that will not fit in six months.

Exchange babysitting service with neighbors instead of paying someone.

Share the cost with a friend, neighbor, or family member on items used infrequently such as a leaf blower, a power washer, an ice cream maker, or bread machine.  Take turns storing the items.

“Money saved now can be enjoyed later!”

About Diana Koenig